- USL&H
- Common insurance shorthand for coverage addressing obligations under the Longshore and Harbor Workers’ Compensation Act. Actual statutory eligibility depends on the worker, work and circumstances.
- Jones Act
- Federal law providing a negligence remedy against an employer for qualifying seamen injured in the course of employment. It is not itself an insurance policy.
- Maritime Employers Liability (MEL)
- Insurance terminology for certain maritime employer liability exposures. Scope, insured capacities and exclusions depend on the form; it is not interchangeable with statutory Longshore coverage.
- Protection & Indemnity (P&I)
- Vessel liability insurance whose scope depends on the insured capacity, vessel and contract. It is distinct from hull physical damage.
- Hull insurance
- Insurance addressing specified physical damage interests in a vessel, subject to covered causes, valuation and policy conditions.
- Bumbershoot
- A marine umbrella or excess coverage description. The underlying schedule, exclusions and attachment terms matter more than the label.
- Marine Contractors Pollution Liability
- Coverage terminology for certain pollution liabilities arising from contractor operations. Vessel, transportation, disposal and known-condition provisions require review.
- Vessel operator
- A party operating a vessel. Its legal responsibilities and insured status depend on the circumstances and agreements.
- Charterer
- A party using a vessel under a charter agreement. A bareboat charter and a crewed charter can allocate responsibilities differently.
- Additional insured
- A party afforded insured status under another party’s policy subject to the applicable wording and conditions. Certificate-holder status alone is not equivalent.
- Contractual indemnity
- An agreement allocating specified liability between parties. Enforceability and insurance support require separate review.
- Completed operations
- Liability exposure associated with work after completion. The policy definition, exclusions and period of coverage control.
- Waiver of subrogation
- A provision affecting an insurer’s recovery rights against specified parties, subject to the policy or endorsement. It does not replace additional-insured coverage.
- Situs
- The location component of a statutory coverage analysis, including the specific Longshore locations described in the law.
- Status
- The nature of the worker’s employment and duties as relevant to legal eligibility. A job title alone is not conclusive.