Define the repair scope and vessel values
Describe hull, machinery, electrical or structural repairs, the types of vessels serviced and the largest vessel value exposed to a single job. Explain whether work occurs in the contractor's yard, at customer premises or while the vessel remains afloat. Separate routine maintenance from major conversions or modifications. Identify movement, testing and sea-trial responsibilities, including any role the contractor's employees take in operating the vessel.
Review repair liability without assuming a guarantee
Ship repairers liability may be relevant to the customer's vessel, but the actual form determines the insured work, interests, exclusions and limits. Review how defective work, resulting damage, contractual liabilities and loss-of-use allegations are treated. General liability and professional liability may address different aspects of the exposure. An insurance policy should not be described as a workmanship warranty or a guarantee that the vessel will meet the customer's performance expectations.
Prepare records that explain responsibility
Provide sample repair agreements, scopes of work, subcontractor details, revenue by repair type and quality-control procedures. Clarify who specifies the repair, approves replacement components and accepts the vessel after testing. Retain inspection and commissioning records appropriate to the work. Where an urgent repair expands after disassembly, document the revised scope and communicate material changes. The insurance review should address work away from the yard as carefully as work conducted at the principal location.
Questions worth asking
Is ship repairers liability the same as hull insurance?
No. Hull insurance generally concerns an insured vessel interest; repairers liability concerns the repairer's liability under its specific policy terms. The interests and triggers differ.
Should sea trials be disclosed?
Yes. Who operates the vessel, where trials occur and what is tested can affect vessel, employee and liability insurance questions.